Citizens National Bank


Nowadays you can search for just about anything online - including a mortgage loan. While many borrowers search the web for the best deal to be found, home loans aren’t built on rate alone. Here at Citizens National Bank, we believe you need a team of experts who can guide you through the process as you make one of the most important purchases in your life.

Experience makes the difference - Greg Shows, Mortgage Originator, has 13 years of experience in the mortgage business, and he has a passion for helping both individuals and families realize their dream of home ownership. “It’s just as exciting for me to see young families purchase their first home as it is for me to help other clients move into a larger home that they’ve always dreamed of owning,” he said. “Every client has unique goals. So, I really work hard to give my full attention to anyone who gives me an opportunity to serve them and develop a home loan solution that is customized specifically for their needs.”

Greg is also supported by a well-qualified team of Mortgage Group Lending Assistants. Katie Owens has nearly 20 years of experience in the mortgage industry, while Jennifer Kirk has been in the mortgage business for 15 years.


The Bank is also truly fortunate to have Ken Graeber, a Senior Vice President and Construction Lender, on our team. With an amazing 45 years of experience in the banking industry, Ken has a tremendous track record of serving local developers in our area. Working closely with Ken, these clients know they can count on him and Citizens National Bank to support them every step of the way as they bring new and exciting housing options to our area.

 Answers when you need them - As an independent, community bank, our team is easily accessible. You won’t find yourself wading through an automated phone system to find someone who can help answer your questions. You’ll interact with Citizens National Bank’s professionals who enjoy getting to know you on a first name basis.

Taking the fear out of the home loan process - We completely understand how overwhelming the application process might seem initially, but there’s no need for it to be. Before you even begin looking for the home you have in mind, you can stop by our office and get pre-qualified for your home loan. That way, we can help you determine in advance what type of monthly payment you might expect with a home in a specific price range. Then, you’ll have the confidence of knowing how much home you can afford before you even begin shopping.

Giving back to this community - With you being in the driver’s seat, and choosing to get your home loan from a local, community bank such as Citizens National Bank, you can feel good knowing that our Bank reinvests in this area through countless volunteer efforts and charitable donations. We are in your community giving back to the local schools, serving in local civic clubs, and enjoying all of the terrific advantages that come with living in the Jackson area.


Citizens National Bank believes the Power of Local means everything when it comes to your next home loan. Whether you’re buying, building, or refinancing, we are empowered to provide quick approvals, great rates, and flexible terms, so we can help you make great things happen.

Additionally, there are many ways to contact us. Our mortgage lending team is located at CNB’s Madison Banking Centre at 114 Grandview Boulevard, and you may reach us by calling 601.607.3708. You can also learn more by visiting

And be sure to keep in mind that we have two other branch locations – one in Ridgeland and one in Castlewoods.  Just let our friendly, professional employees know that you are interested in a home loan, and you’re ready to experience the CNB difference.




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